Get the things you love — all without perfect credit*.
With Acima Leasing, our flexible, lease-to-own solutions can help you take home a new sofa, TV, mattress, mobile phone, tires and more.
Who is Acima Credit?
Acima Credit provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.
Why use Acima?
- No Credit Needed, your FICO score will not be impacted
- Get approved up to $5,000
- $70.00 initial payment
- 90-day early purchase option (3-month purchase option in California).
- This option lets you purchase the merchandise for the Acima Cash Price price plus the initial payment and a small purchase fee, which varies state-to-state, but is generally $50.
- Easy payments over 12 months or purchase early at anytime during your agreement.
- Acima reports your lease activity to Experian.
What do I need to apply?
- Be 18 years old or older.
- Have an active checking account with at least $1,000 of income per month.
- Have at least three months of income history with your current source of income.
- Have a government-issued photo ID and a social security number or ITIN.
